Facts You Need Choosing Classic Car Insurance There's no doubt, if you own a classic car - your baby that's been in your family's garage for your whole life... Or, you own a stable of classics: hot rods, muscle cars and few exotics mixed in for fun. You need to insure those cars, and classic car insurance is the way to go. To figure out what you need to start, or what you might want to think about when switching, here's a few helpful articles to steer you along the way. 5 Things to Know about Classic Car Insurance Why change insurance? Here's two reasons: Better coverage for less money! (and that's with the same deductible)It's easy to pay your premium every year without ever asking, is this the best I can get? Check it out this year and let these Tips for Classic Car Insurance get you started. . Agreed Value Insurance Explained This is what you're looking for, so find out what it is, how it's established and how MyRideisMe.com can make it easier. Some of the simple answers might surprise you. Also, does your classic car...

Classic Car Insurance -Agreeing on the Right Value As classic car enthusiasts, we're always working on our cars. In the process, we may add significant value. Are you reviewing your classic car insurance policy to keep up with your changes? Condon Skelly is the official insurance company for MyRideisMe.com, so I asked them for some detail information on “agreed value" insurance. With what I learned, you should be careful to keep your agreed value policy up to date. Read on... One of the benefits of Condon Skelly’s Collector Vehicle policy is the agreed value feature. Agreed value can be established from an appraisal or through photos and discussions with Condon Skelly's car-guy staff... Either way, it's a must to insure your collector car at a value that protects your investment. Don't make the mistake underinsuring in hopes of saving a few dollars on the policy... that can have terrible consequences! Consider the following before you “Agree” to the wrong value: Don't Underinsure Your Classic Car It can be tempting to insure your collector car for less than it’s worth – after all, a smaller agreed value means a smaller...

Not all Classic Car Insurance Coverages are the same Classic car insurance discussions probably don't come up in your Saturday evening bench racing conversations the way a hot rod model A from the local cruise might, but hey... you gotta get insurance, so you might as well do it right. Be organized, know the facts and read the fine print. With that in mind, when you're shopping for classic car insurance to protect your dream car (and your investment) make sure you know about ALL of the coverages, not just the basics like collision, comprehensive and uninsured motorist... you'll find that everywhere. Everyone's feeling the pinch of tough times... nowhere is it tighter than in our hot rod budgets. So when you compare insurances, make sure these valuable extras aren't going to change a good deal into a bad idea. Here's some additional benefits of Condon Skelly classic car insurance, the official insurance company of MyRideisMe.com. Classic Car Insurance Additional Benefits At no extra cost, here's a summary of coverages offered by Condon Skelly when your classic car is damaged: Up to $1,000 (sometimes more) for spare parts and...

What To Know Before Selecting Classic Car Insurance For a number of years, I spent thousands of dollars annually on Stated Value Coverage for my classic car, a hot-rodded 1955 Studebaker Champion. At the time, it was my only option because I didn’t qualify for Classic Car Insurance. After getting a car for daily use, I finally qualified for Classic Car Insurance which lowered my annual premium on my Studebaker from $1844/year to only $95/year through Condon Skelly Collector Car Insurance! Here's how I saved $793 with Classic Car Insurance. Want to save that kind of money too?! 3 Things to Know Before Changing Your Classic Car Insurance: I wish I had known a few things before I went through the process of getting car insurance – so I’m going to share them with you now! #1 What's needed to qualify for Classic Car Insurance? The most basic things, as stated on most Classic Car Insurers websites are: Must have another car insured as daily driver. Must have a secure place to park your classic car. (This doesn’t have to be your place of residence. Had I realized this, I...

Classic Car Insurance - Insure 2 Cars and Save! When it comes to insuring your classic car, there are a number of different auto insurance options available. During my adventures getting Classic Car Insurance with my 1955 Studebaker Champion, I’ve learned a lot by trial and error. Wanting your experience insuring your classic car to be smoother than mine, I thought I’d let ya know some of the discoveries I’ve made along my journey! When it comes to insuring your car, there are a few options: Standard Auto Policy This is what most vehicles carry. A standard auto policy  insures your car for its blue book value at the coverage limits of your choosing. It is the type of coverage that you would have for your everyday vehicles that you drive regularly. It is also an option for your classic if you're using it as your primary vehicle. Stated Value Car Insurance Not many car insurance companies offer this. Stated Value insures your car for what you claim its worth is, which should be verified by an appraiser. This figure is about what you would expect to pay for a...

Agreed Value Car Insurance - Do it Right No matter what kind of ride drives your passion, a hot rod, classic car or collector car... or those antique cars that spend most of the time in the garage, we all need a special kind of insurance.  That awful day when you need to actually use your classic car insurance, you better be ready! I'll try to help here by answering: What is Agreed Value Car Insurance? How is Agreed Value Established? How does MyRideisMe.com make Agreed Value easy?! What is Agreed Value Car Insurance? It's the leading type of classic car insurance so we should know exactly what it is, right?  I got a little confused when my pops was shopping for insurance for his '64 Ford Fairlane and '23 Ford T-Bucket. Another insurance company said, "Just watch out... some insurance companies only say that's the agreed value..." Is there something tricky going on if the worst happened and my cherished ride gets totaled? To get the real answer, I went to MyRideisMe.com sponsor and my insurance company, Condon Skelly. Condon Skelly said: "Our policies are 'Agreed Value' meaning whatever...

How to Find Classic Car Insurance Photo by Ron Ricci Are you one of those people that never has anything bad happen? If so, you may not care about this info. The rest of us need classic car insurance. Once a year, you get a letter from your classic car insurance carrier saying it's time to renew. For the last several years, I wrote the check. For me, it was less than $200 and since I'd never used it, it was working just fine!  Trouble is, since I got my roadster upholstery done, I really wanted to increase the the agreed-on value. That's when I found Condon & Skelly. I needed new insurance and they needed to find new ways to get the word out about their insurance products. Condon & Skelly advertises here now, but that happened AFTER purchasing my new insurance. Why change insurance? For me, it was simple: I got the higher value for my roadster I wanted, no questions asked I got better insurance coverage overall Coverage went from $100k to $500k Same deductible Price went down by $10! Finally, I received great service! I...